Expert Guidance for Seamless Real Estate Closings
Comprehensive and expert closing services for buyers, ensuring a smooth, secure, and hassle-free transactions from start to finish. We guide you through every step, from offer negotiation and due diligence to final deed execution, ensuring compliance with all legal requirements. With our expertise, you can confidently navigate the complexities of real estate transactions, knowing that your investment is protected and the process is handled with professionalism and efficiency.
Our professional closing services for sellers are designed to maximize your profits while ensuring a seamless and secure transaction. From contract review to final deed execution, we handle every detail with precision and expertise. Our team works diligently to protect your interests, streamline the closing process, and provide peace of mind, allowing you to sell your property with confidence.
Our expert appraisal services provide accurate and reliable property valuations to support informed buying and selling decisions. Whether you’re purchasing or selling, our market analysis ensures you have a clear understanding of your property´s true value. With our expertise, you can confidently navigate real estate transactions, backed by precise and professional assessments.
Our title search services in help safeguard real estate transactions by identifying potential legal issues before closing. We conduct investigations to verify ownership history, check for liens or encumbrances, and confirm that the property has a clear title. With our expertise, buyers can proceed with confidence, knowing their investment is protected.
What is a Fideicomiso (Mexican Real Estate Trust)
What Is a Fideicomiso? A fideicomiso is a bank trust that allows foreigners to legally own property in Mexico’s restricted zone (within 50 km of the coast or 100 km of the border). The bank holds the title as trustee, but you retain full ownership rights, allowing you to sell, rent, or pass the property to heirs. The trust lasts 50 years and is renewable indefinitely.
Why Is It Secure?
Government-Regulated – Banks follow strict financial and legal oversight.
Full Ownership Control – It’s not a lease; you have full property rights.
Flexibility – You can sell or transfer ownership anytime.
A fideicomiso is a safe, established method for foreigners to invest in Mexican real estate with confidence.
Similar to the U.S., you can title property in Mexico through:
• Individual name(s) (joint tenancy or tenants-in-common)
• Family or individual trust
• LLC or other corporation/partnership.
Consult your U.S. legal or accounting advisors to choose the best option, as tax and legal implications for foreigners remain consistent regardless of title structure.
How do I create a Fideicomiso?
The process is straightforward and includes:
• Drafting the Trust: Legal professionals collaborate with a notary to draft the trust agreement.
• Coordination: Our team handles communication with the Trustee Bank and ensures compliance with Mexican regulations.
• Finalization: Once completed, you gain full rights to manage and enjoy your property.
How long does the closing process take?
Closings typically take about 60 working days, though holidays, permits, or bank timelines may cause delays. Our team works to minimize disruptions and keeps all parties informed.
Closing Costs in Mexico generally include:
Notary fees
Trust setup fees (if applicable)
Property transfer taxes
Escrow fees
Appraisal costs
Legal fees
Capital gains tax (for sellers)
These costs vary depending on the property’s value and location. It’s important to factor in these expenses to ensure a smooth and transparent transaction.
Capital Gains Tax When Selling Property in Mexico – How Much & How to Maximize Deductions?
Q1: How much Capital Gains Tax (ISR) will I pay when selling my property? ISR is calculated on the difference between the selling price and the original purchase price, adjusted for inflation and allowable deductions. The tax rate varies but can be as high as 35% for individuals.
Q2: What deductions can I apply to lower my taxable gain? You may deduct: Original purchase price (adjusted for inflation) Notary fees, closing agent fees, acquisition taxes, and dues Real estate agent commissions Construction and home improvement costs (must have valid tax receipts)
Pro Tip: Take before, during, and after pictures of renovations to help justify deductions.
Q4: Do foreigners pay Capital Gains Tax when selling property in Mexico? Yes. Foreign sellers may be subject to either: 25% tax on the total sale price 35% tax on net gains (after deductions) Tax treatment varies, so consulting an expert is key.
Q5: How can I ensure I pay the right amount of tax? Working with a notary public and tax advisor ensures you apply the correct deductions and exemptions, avoiding overpayment.
Closing Services for Buyers
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Title Search
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